Bachelor’s and Master´s

What to consider when planning my budget to study my bachelor’s and master’s degree in the U.S.? 

We have broken it down to 3 main sections to consider when planning your budget. 

University Cost of Attendance

This is the section that represents the largest amount you will have to pay. But what are you actually paying the University for?

The main cost is Tuition. This is the primary source of income for any university and it allows them to invest in quality education centers, materials or labs as well as pay for the best professors. You will pay your tuition fees at the beginning of each semester (August and January), and always before the beginning of classes.

Some factors can alter tuition costs:

  • Your degree of interest. Popular degrees will be offered by more universities across the country.  In general, the more options students have, the better deals we can find for them.
  • The reputation of the University you are interested in. Typically, the higher the prestige or the ranking, the higher the tuition cost.
  • Your preferred location for studying. Regions like the Pacific West Coast or popular cities like New York or Boston are in high demand. This high demand increases prices.  The opposite is also true; less populated areas or rural locations tend to have a much more affordable tuition price, making them attractive destinations for many students.

Besides tuition, you will also be charged for housing and food, or more commonly known as Room and Board. These costs tend to be much cheaper than the tuition cost and many Universities offer room and board on their own campus, making it simple for the student. In some cases the University does not have this option, so you will need to cover the expense of renting a room or apartment and buying your own meals

Although it may seem simple, you have many options to choose from. Some universities own properties nearby their campus and you can rent rooms from them, but off campus. You may elect to live alone (more expensive), or share a room with a colleague to help reduce the cost. You may even consider to rent an apartment off campus, although a car may be needed to attend classes. Finally, it’s important to mention that most universities expect/require you to live on campus for at least the first year, sometimes two.

In terms of your meal choices, universities tend to have a large range of options, specific to everyone’s needs. You can purchase different ‘meal plans’, whether it be 3 meals a day (breakfast, lunch and dinner) or a single meal a day as you are living off campus. Each price will vary depending on the amount of meals you would like to enjoy each week. Cafeterias in the U.S are typically ‘all you can eat’ although some do have a range of individual meals.

Last but not least, universities also charge extra fees that are used to fund specific campus programs, and recreational facilities (e.g. gym, sports fields, technology fees, library fees, etc.). The amount of these extra fees depends on the program of choice, the university size, etc. but typically range from $200 to $1,000.

Our average undergraduate/bachelor’s and master’s student pays between $15.000 and $25.000 per year as cost of attendance.  This amount includes taking into consideration any academic scholarship that the student may receive.

4 Tips to reduce my Cost of Attendance ​

To sum up, you can find options that cover 100% of your cost (usually strong athletic and academic students) or even costs that can be as high as $40,000 per year. It depends on your specific requirements, needs and background to determine how Epro 360 can help you. To give you a better idea of what your profile looks like, we have created this calculating tool to help you better understand your potential cost of attendance per year.

Having a strong academic background.

Academic scholarships are given by nearly every university to qualified students to help reduce the cost of tuition. These scholarships are granted mostly on the basis of academic performance of each student. Therefore, the stronger academic background, the more chances of receiving a scholarship as well as a higher amount of money. If you would like to learn more about this, click here.

Having strong sports abilities.

If you are an outstanding athlete, you may also qualify for an athletic scholarship in addition to an academic scholarship. This added financial help will not only reduce the payment to the university, but also grant you the possibility of practicing the sport you love during your time at university.

Working on your University campus.

If you are willing, you are eligible according to US law to work up to 20 hours per week on campus. In some cases, you are allowed to work off campus too. This grants hard-working students the opportunity to lower expenses and earn pocket money that they can also use to travel during their stay at university.

Living off campus with shared apartments.

This is an option we recommend for second year students or after securing your admission to the university. Living off campus with friends is another great way to reduce the total amount per year you spend on housing and food. This will require knowing your surroundings, planning your daily routine in advance and preparing your own meals. It is, however, a great way of reducing your expenses.


Connected to University Cost of Attendance:

Does Epro 360 collect my payment to pay the university later?

No, Epro 360 will offer support at all times during the process but Epro 360 does not collect any payment that needs to be made to the university. When you are admitted, the university will provide you with instruction on how and when to make your payment.

Do I need to show my future university that I have enough money to pay for the university costs?

Most universities in the U.S. have a “need-aware” admission policy, which means that your financials are taken into consideration at some point during your admission process. One of the requirements that most universities ask of you before granting admission, is that you, or your sponsor, can prove that you have enough funds to pay for at least one year’s worth of university costs without considering any potential scholarships that you could receive. 

When will I know how much Scholarship aid I am given?

When you are admitted and issued an acceptance letter, you will be notified of the scholarship amount that has been granted to you.  But for this to happen, first we need to apply on your behalf to your chosen universities from the “Listing of Universities.” For this reason, we recommend most of our student to select at least 2 institutions from the “Listing” to apply to and eventually choosing the ‘best’ of those previously chosen institutions.

"University cost of attendance includes tuition, housing, food, campus facilities (e.g. gym, sport fields, etc.), tutors, career advise and many others. Ensure you compare "apples to apples" when considering your alternatives to studying in the U.S."

Epro 360 Services Cost​

The price varies depending on the country and the number of services contracted; However, the average amount paid by our customers is approximately 5,000 euros. The sale price of the services purchased from Epro 360 is divided into 2 payments during the service. The first payment of 50% of the total price is made after the signing of the contract and the second payment (also 50%) is made after the election of the universities to which you wish to apply for admission.

1st Payment
  • Once the contract is signed and this triggers the creation of your ‘Listing of Universities’
2nd Payment
  • After you choose your preferred universities and before we start the application process.
3rd Payment
  • After you obtain the admission in any of your preferred universities and before we start the visa process.


Connected to the Costs of Epro 360.

How many times do I have to pay Epro 360?

Unlike the university cost that you will need to pay every year that you attend the university, Epro 360 cost is only paid once regardless of the years that you study in the U.S. Also, the payment is divided into different installments throughout the process.

Could I do the process by myself and save money?

This is definitely an option, in fact, in some cases we have told specific students they can do it on their own, due to different factors. Generally speaking, however, our team of experts will not only save you money due to their knowledge of the Scholarship opportunities. They will also save you countless hours of investigation, research and learning regarding the entire process of attending an American university. Our team of experts, on average spend a total of 94 hours working on your behalf, imagine doing that on your own and with no previous knowledge! Our stamp of success in connection with admission (over 90% student acceptance), is another testament to the work we dedicate to each and every student. 

Another key factor are errors. If you were to do this process on your own you most likely will have to do several tasks more than once since you are unfamiliar with the process. This is ok if the document can be reprinted, or filled out again. But if it is in connection with official documents, items sent to the University or Consulate, then you will have to pay for fees more than once. At Epro, these errors will not occur as we handle the entire process for you.

Finally, we understand as a student, time is very important to you. As we handle the bigger details connected to your application, you can dedicate more time to what matters: studying for your exams to get the best marks or even enjoying some free time with friends and family. This is an added benefit of using Epro, but should not be undervalued. Click here to calculate how much you could save (it terms of money and time) using Epro 360 vs doing the whole process yourself.

Additional Costs

Although these costs can greatly vary, you must plan to have additional costs while you study in the U.S. You will see that many of these are voluntary or dependent on life-style, however others can many times mandatory as shown below:

Health Insurance

It is highly advisable that you purchase private health insurance during your time in the U.S. In fact, many universities will make it mandatory and will ask you for proof of insurance. This will ensure that in case of any medical issue, you can go to the hospital and be properly treated without having to worry about paying astronomical amounts of money. The price really depends on how much coverage you need or want.  The higher the coverage, the higher the premium amount that you would need to pay the insurance company.

Personal expenses

As the name states, “personal expenses” really depends on each individual. This would cover items such as:

    • Transportation: Depending on the university you choose, you may consider living off campus. This might require you to take public transport to classes. You may even consider purchasing your own vehicle. These considerations vary from student to student, so you must prepare for them accordingly.
    • Cell phone services. You may wish to purchase a cell phone plan in order to call and text at any given time. The different plans and services vary from company as well as coverage, but the range of prices is usually $20 up to $70.
    • Entertainment (e.g movies, concerts, eating out). Social life is an obvious part of the university experience and although you have plenty of options on your campus, it is common to head to town to enjoy your weekend. You must plan in advance for your social expenses as well.

Are all these expenses worth it?​

We believe so and most of our team members are living proof that it is very much worth it. For those that have had the privilege of studying in the U.S., they are in their early 30’s or late 20’s, soon recovered all the money they invested and have the rest of their lives to enjoy the benefits of obtaining a degree in the U.S.

However, we understand that each person is different so we have built a free online tool called the “ROI” calculator, which allows you to calculate how much money you would make in your life thanks to obtaining a U.S. degree and how long it would take you to recover the money you invested in your education in the U.S. 

Also remember not to look at this from a comparative perspective.  You could think that spending $15,000 per year for example to study in the U.S. is expensive. 

However, how much is the alternative? Are you planning to study at home? If so, how much would that be? $5,000? $10,000? The difference between these two alternatives is your real cost (or benefit) of studying in the U.S.  We recommend you work with your Epro 360 advisor to understand how studying in the U.S. compares to studying in your home country or a different country from a financial perspective.