Why do I need insurance as an international student in the U.S.?
Below you can find a real example experienced by a student of our U.S. partner insurance company after having an injury during his stay abroad and the cost he actually incurred because he had insurance and the cost he would have needed to incurred if he had not had insurance
Do you still need more details?
Student who had insurance only paid $1,981.
Student who did not have insurance should have paid $283,739
With the insurance that we are offering you, this student paid 99.30% less than he would have paid without coverage!
Am I eligible for this insurance?
Well, you are eligible if you meet the following:
- You must be under age 65; and
- A full-time student at a college or university (excluding online colleges and universities); or
- Within 31 days of being a full-time student at a college or university; or
- A student under age 19 enrolled in a secondary school; ord. A full time scholar affiliated with an educational institution and performing work or research for at least 30 hours per week; and
- You must be residing outside your home country for the purpose of pursuing international educational activities; and
- You must not have obtained residency status in your host country and
- if in the U.S., you must hold a valid education-related visa. A copy of the I-20 or DS-2019 may be requested.
What are the different types or plans of insurance that I can purchase?
Our Insurance company currently offers 4 types or plans of insurance to our international students. These are «Elite,» «Select,» «Budget,» and «Smart.» They cost differently and have different benefits. Note that most insurance company are priced similarly due to the high competition in the insurance industry. In summary, please remember that the higher the premium / cost that you are willing to pay the more benefits you will enjoy and the lower your medical expenses will be in case something happens to you.