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Why do I need insurance as an international student in the U.S.?

Below you can find a real example experienced by a student of our U.S. partner insurance company after having an injury during his stay abroad and the cost he actually incurred because he had insurance and the cost he would have needed to incurred if he had not had insurance

WITH OUR ELITE INSURANCE PLAN
  • Deductible: $100Policy Maximum: $500,000Coinsurance: 0% after deductible

    Deductible: $100Policy Maximum: $500,000Coinsurance: 0% after deductible

  • Total Medical Expenses

    Total Medical Expenses

  • Negotiated PPO (Insurance Company) Discounts

    Negotiated PPO (Insurance Company) Discounts

  • Insurance Payments

    Insurance Payments

  • Remaining Expenses ​(deductible & Co-Insurance)

    Remaining Expenses ​(deductible & Co-Insurance)

  • Premium per year (or $154.7 per month)​

    Premium per year (or $154.7 per month)​

  • Total Member's Annual Responsibility

    Total Member's Annual Responsibility

USD ($)
  • Deductible: $100Policy Maximum: $500,000Coinsurance: 0% after deductible

    N/A

  • Total Medical Expenses

    + $283,738

  • Negotiated PPO (Insurance Company) Discounts

    - $241,306

  • Insurance Payments

    - $42,432

  • Remaining Expenses ​(deductible & Co-Insurance)

    + $100

  • Premium per year (or $154.7 per month)​

    + $1,481

  • Total Member's Annual Responsibility

    + $1,581

WITHOUT OUR INSURANCE
  • Deductible: N/APolicy Maximum: N/ACoinsurance: N/A

    Deductible: N/APolicy Maximum: N/ACoinsurance: N/A

  • 13 days inpatient hospitalization

    13 days inpatient hospitalization

  • Negotiated PPO (Insurance Company) Discounts

    Negotiated PPO (Insurance Company) Discounts

  • Insurance Payments

    Insurance Payments

  • Remaining Expenses ​(deductible & Co-Insurance)

    Remaining Expenses ​(deductible & Co-Insurance)

  • Premium per year

    Premium per year

  • Total Student's Medical Expenses

    Total Student's Medical Expenses

USD ($)
  • Deductible: N/APolicy Maximum: N/ACoinsurance: N/A

    N/A